Your building Insurance covers
> We'll now provide you with up to £1million cover for your buildings insurance. This means if your home was destroyed, we would pay out up to £1million to cover the costs of the re-build. Subject to eligibility.
> The structure of your home and walls, gates, fences, hedges, footpaths, etc.
> Outbuildings such as garages and sheds.
> All permanent fixtures and fittings such as
kitchen units, fitted wardrobes and wallpaper.
> All of the above are covered against fire, storm and flood (except hedges, gates and fences), theft, vandalism, escape of water and subsidence.
We also cover
> Accidental damage to underground pipes and cables e.g. pipes freezing.
Accidental breakage to fixed glass and bathroom ware.
> Cost of alternative accommodation for you, your family and pets during necessary repairs to your home following an insured event.
> We also include a 24 hour household emergency help line to get a tradesman to you urgently.
Additional Cover Option - Accidental Damage
When added to your buildings insurance, it covers accidental damage to your home such as putting your foot through the roof, spilling paint down the side of an external wall or damaging pipes or cables whilst hammering a nail into a wall. |
Your Contents Insurance covers
> We cover on a 'new for old' basis:
All household goods including all non-permanent fixtures and fittings e.g. carpets and curtains (but excluding clothing and linen).
> Personal belongings in the home e.g. cameras, bags and glasses and cash in your home.
> All of the above are covered against fire, theft, vandalism, storm and flood.
We also cover
> Accidental damage to TVs, VCR's, stereo equipment and home computers.
> Freezer contents (up to £250).
> Contents temporarily removed from your home e.g. to a caravan or holiday home, this includes your children's belongings while at university or college (up to £5,000)
> Cost of replacing external door locks if keys are stolen (up to £500).
> Any purchased downloadable information (up to £1,000) e.g. packages on computers and laptops and music on mp3 players.
> We also offer extra cover over Christmas and 4 weeks before and after your wedding. We also include a 24 hour Emergency Help line.
Additional Cover Option - Accidental Damage
When added to your contents insurance, it covers accidental damage to contents such as knocking over a vase or spilling paint on your carpet. |
